主讲人：魏金霖 助理教授（香港科技大学社会科学部）

主持人：兰兰 助理教授（辽宁大学李安民经济研究院）

嘉宾介绍：王丹丹 助理教授（辽宁大学李安民经济研究院）

时间：2025年10月31日（周五）  14：00-15：30（北京时间）

地点：辽宁大学崇山校区五洲园一楼会议室

线上地址：腾讯会议730-281-8924

语言：中文/英文

摘要： How did banks affect innovation in England and Wales between 1750 and 1825? Using a new district-level panel dataset on patents and banks, I find that better access to banking services increased patenting. My baseline estimation, which includes district and year fixed effects, shows that a one-standard deviation increase in banking access increased patenting by 15.6% of a standard deviation. I establish a causal relationship by constructing instrumental variables that utilize shocks to the money supply and the locations of historical post towns to predict the growth of country banks. My findings suggest that banks formed a national financial market that channeled surplus funds from rural districts to industrial areas that lacked credit. Banks increased patents acquired by industrialists and merchants by lowering the costs of procuring working capital. The effects of banks were larger in districts subject to tighter credit constraints and lacked access to the London money market.

主讲人简介：

魏金霖，香港科技大学社会科学部助理教授，研究聚焦于从空间视角理解历史时期的经济发展，主要关注中国、英国及南亚的经济史。他本科与硕士毕业于北京大学，博士毕业于英国华威大学，并曾赴美国西北大学交流访问。